I want the best of what the insurance world has to offer but would like to keep the out of pocket cost low. I don’t want to be limited to the uncertain covers that most default super funds offer. I also want to use my super to pay most of the cost. I can see why I require income protection, death insurance, and total and permanent disablement cover.
Strategise using reputable insurance providers, whilst using superannuation to fund most of the premiums.